@article{bernard2011locally,
  title={Locally Capped Investment Products and the RetailInvestor},
  author={Bernard, Carole and Boyle, Phelim P and Gornall, William},
  journal={The Journal of Derivatives},
  volume={18},
  number={4},
  pages={72--88},
  year={2011},
  publisher={Institutional Investor Journals Umbrella}
}